Seller Financing - Lease to Own
Address
8185 Philatelic Drive, SPRING HILL, FL
Price
$ 350,000
Property Attributes
- MLS#TB8543239
- TypeSingle Family
- Listing Status Active
- CountyHernando
- CitySPRING HILL
- AreaSpring Hill/Brooksville/Weeki Wachee
- NeighborhoodFOREST OAKS
- Zip34606
- StyleSingle Family Residence
- Year Built1987
- Taxes$ 1299
- Price$ 350,000
- Bedrooms3
- Full Bathrooms2
- Half Bathrooms0
- Sqr Footage1632
- Lot Size0.23 Acres
Data Source:
Stellar MLS
Property Description
Owner financing NO CREDIT NEEDED .NO HOA .NO FLOOD ZONE Purchase Price: $350,000 Down Payment: $60,000 Owner Financing: $290,000 Interest Rate: 8 Amortization: 30 Years Principal & Interest: $2,127.92/month Amount available for Taxes + Insurance: $372.08/month Target Total Payment: $2,500/month Balloon Payment: NONE Move-In Ready Pool & Jacuzzi Home Near the Weeki Wachee River. AIRBNB MONEY MAKER ! Exceptional Florida living awaits in this thoughtfully updated residence, offered move-in ready and meticulously maintained. Recent improvements include fresh interior paint, all-new lighting throughout, new ceiling fans, new interior doors, all-new outlets and switches, and a complete suite of new appliances. Washer and dryer are included. The water heater is new (2026), the roof was replaced in 2022, new attic insulation was installed in 2025, and the washing machine was replaced in 2025. The split-bedroom floor plan affords exceptional privacy in the owner's suite, which features an en-suite bath, walk-in shower, and dual closets. The centrally located kitchen overlooks the expansive patio and pool, flanked by a family room and breakfast nook on one side and formal dining and living rooms on the other. A second full bath is conveniently positioned between bedrooms two and three. Tile flooring appoints the kitchen, baths, and entry, with low-maintenance vinyl plank throughout the remainder of the home. Outdoors, a screened enclosure encompasses both the pool and jacuzzi, creating a private retreat for year-round enjoyment. The fully fenced yard is ideal for pets, and a dedicated RV connection accommodates recreational vehicles. The two-car garage includes a front screen, allowing projects to be completed in comfort. Additional highlights include paver driveway and patio, underground utilities throughout the neighborhood, public water and sewer with a separate well for irrigation, and no flood issues from recent hurricanes. Several furnishings and items convey with the property, allowing for a seamless transition. Ideally situated minutes from the Weeki Wachee River, shopping, dining, and US 19. Schedule your private showing today.
| Elementary School | Middle School | High School |
|---|---|---|
| Deltona Elementary Elementary School | Fox Chapel Middle School Middle School | Frank W Springstead High School |
| Price History | |
|---|---|
| 8/28/2026 | Listed $350,000 |
General Features
| Sewer | Public Sewer |
|---|---|
| Heating | Central,Electric |
| Cooling | Central Air |
| Utilities | Public,Sprinkler Well,Street Lights,Underground Utilities |
| Possession | Close Of Escrow |
| Roof | Shingle |
| Appliances | Dishwasher,Dryer,Electric Water Heater,Range,Refrigerator,Washer |
| Zoning | RES |
| Garage Spaces | 2 |
| Patio/Porch Features | Covered,Enclosed,Patio,Screened |
| Pool Features | Gunite,In Ground,Screen Enclosure |
| Construction Materials | Block,Stucco |
| Year Built | 1987 |
| Levels | One |
| Property Subtype | Single Family Residence |
| Tax Year | 2025 |
| Ownership | Fee Simple |
| County | Hernando |
| New Construction | false |
| Property Type | Residential |
| Attached Garage | true |
| Subdivision Name | FOREST OAKS |
| Facing Direction | South |
| Garage Y/N | true |
| Other Structures | Shed(s) |
| Total Rooms | 8 |
| Full Baths | 2 |
| Status | Active |
| Directions | From Tampa, take the Veterans Expressway/Suncoast Parkway (FL-589 N) toward Spring Hill. Take the Spring Hill Dr exit and head west toward US-19. Turn right onto US-19 N, then turn right onto Forest Oaks Blvd. Turn right onto Harrow Rd, then turn left onto Philatelic Dr. Continue to 8185 Philatelic Dr. The property will be on the left. |
| High School | Frank W Springstead |
| City | SPRING HILL |
| Senior Community Y/N | false |
| MLS Area | 34606 - Spring Hill/Brooksville/Weeki Wachee |
| Lot Size Units | Square Feet |
| Lot Size Square Feet | 10025 |
| Carport Y/N | false |
| Listing Terms | Cash,Lease Option,Lease Purchase,Owner May Carry,VA Loan |
| Spa Features | Above Ground |
| Elementary School | Deltona Elementary |
| Land Lease Y/N | false |
| Tax Annual Amount | 1299.48 |
| Middle/Junior High School | Fox Chapel Middle School |
| Additional Parcels Y/N | false |
| Lease Considered Y/N | true |
| Virtual Tour | https://www.propertypanorama.com/instaview/stellar/TB8543239 |
| Building Area Units | Square Feet |
| Living Area Units | Square Feet |
| Standard Status | Active |
| Occupancy Type | Owner |
| Tax Lot | 354 |
| Legal Description | FOREST OAKS UNIT 4 LOT 354 ORB 1406 PGS 1057-58 |
| Minimum Lease | No Minimum |
| Water Access Y/N | false |
| Additional Rooms | Breakfast Room Separate,Formal Dining Room Separate,Formal Living Room Separate |
| Water View Y/N | false |
| Flood Zone Code | X |
| In Law Suite YN | false |
| Flood Zone Code X | Yes |
Interior Features
| Interior Amenities | High Ceilings,Living Room/Dining Room Combo,Solid Wood Cabinets,Split Bedroom,Walk-In Closet(s) |
|---|---|
| Flooring | Ceramic Tile,Luxury Vinyl |
| Furnished Y/N | Unfurnished |
| Total Stories | 1 |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Fireplace Y/N | false |
| Laundry Features | Inside,Laundry Room |
| Total Bedrooms | 3 |
| LivingAreaSource | Public Records |
| Total Baths | 2 |
Exterior Features
| Exterior Amenities | Irrigation System,Sliding Doors |
|---|---|
| Fencing | Vinyl |
| Water Source | Public |
| Lot Size Area | 10025 |
| Foundation Details | Slab |
| Spa | true |
| Building Area Total | 2073 |
| Lot Size Acres | 0.23 |
| Road Surface Type | Asphalt |
| Private Pool | true |
| Waterfront Y/N | false |
| Covered Spaces | 2 |
| Road Responsibility | Public Maintained Road |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 34606
Price
Taxes
Year Built
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All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Updated on September 13, 2026 7:45 AM UTC
Copyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law.
Data Last Updated: September 13, 2026 8:16 AM UTC
© 2026 Florida Gulf Coast MLS (FGCMLS) Information deemed reliable, but not guaranteed. The IDX data relating to real estate for sale on this web site comes in part from the Florida Gulf Coast Multiple Listing Service. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
